Cyber Insurance
Coverage
Protect your business from costly cyber threats before it’s too late.
We provide cyber insurance quotes from the best providers in the UK:
What is
Cyber Insurance?
How Cyber Cover works
Compare cyber insurance options quickly & easily
Should I get
Cyber Insurance?
Market leading cyber crime insurance coverage.
Here's what our customers say
Why is cover for cyber liability important?
Far more than just financial protection
You focus on growing your business
Get and retain more business
What Does Cyber Insurance Cover?
Breach Response
When your business experiences a data breach, whether from a cyber attack or internal error, cyber insurance has you covered. This includes emergency IT support, forensic investigation costs, and expert guidance on managing the breach. Experts help you identify what data was compromised and support you through the entire incident response process, reducing downtime and ensuring you meet all regulatory requirements.
Legal Costs
A cyber insurance policy covers all legal expenses associated with cyber incidents, from regulatory investigations to third-party claims. This includes legal representation costs, regulatory fines under GDPR, defence against customer claims, and expert guidance through legal proceedings. You'll get access to specialist cyber lawyers who understand both legal compliance and technical aspects of cyber incidents.
Business Interruption
When cyber incidents disrupt your operations, cyber liability coverage helps protect your bottom line. Whether it's a ransomware attack shutting down your systems or a DDoS attack taking your website offline, your business is covered for lost income and extra expenses during the disruption period. This includes costs of temporary solutions and getting your business operations back to normal quickly.
Hacking & Extortion
Cyber Cover provides comprehensive protection against malicious attacks, including ransomware demands and system breaches. You're covered for the costs of investigating the attack, removing malware, recovering encrypted data, and managing ransom negotiations if needed. This includes expert support to prevent future attacks and strengthen your security posture.
Cyber Crime
Protection against financial losses from sophisticated attacks by cyber criminals, including phishing scams, social engineering fraud, and electronic funds theft. A cyber insurance policy covers losses from compromised business emails, fraudulent transfers, and telephone hacking. This includes both immediate financial recovery and support to prevent future incidents.
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Data Restoration
If your critical business data is lost, corrupted, or encrypted by cyber criminals or negligence, you're covered for the cost of professional data recovery services. This includes restoring from backups, repairing corrupted files, and reconstructing lost information. Specialists work quickly to minimise disruption and get your business data back online.
Requirements to get Cyber Insurance
- You use Multi Factor Authentication (MFA) for all users’ access to web based email
- You ensure all users' adhere to strong password practices
- You back-up critical/important data & systems regularly
- You regularly provide cyber training to staff
Transfer the Risk to a Cyber Policy
Frequently Asked Questions
What does cyber insurance cover me for?
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Cyber and data insurance covers the time and money you have to spend dealing with a cyber-attack or data breach. It also covers the costs of putting your business back together following a hack or data breach. Because coverages and indemnity limits can vary our platform provides you with the key information needed to make an informed decision on the best provider to choose.
How is Cyber Cover regulated?
Cyber Cover is an approved representative of Duncan Clark (Insurance Brokers) Ltd which is authorised and regulated in UK by the Financial Conduct Authority - details of which you’ll find on the Financial Services Register.
Can we prevent cyber attacks?
There are some simple ways that your business can improve your cyber security and protect yourself from cyber-attacks but this will help reduce the risk not eliminate it.
Cyber Security Training
These include providing your staff with training in cyber security principles, such as locking their computers when they’re not at their desk, regularly changing their passwords and not opening suspicious files or links.
Control Data Access
It’s essential to control access to your computers and network by providing employees with their own password-protected user accounts and limiting the authority to download software and access sensitive data.
Antivirus & Security Software
You can protect your computer systems by installing and regularly updating antivirus and antispyware software, using firewalls for your internet connection, securing WiFi networks with passwords, and keeping software for your operating systems and applications updated.
How would I know if I have been hacked?
It may not be evident or you might not always be able to tell that your systems have been hacked, however, there are a few key signs. If your settings have changed, or email rules have been amended.
If for example, your business is a victim of ransomware, all or some of your files will be locked and you will receive a message requiring you to perform certain actions or to pay a given amount to unlock your systems.
Another less obvious example would be your mouse moving outside your control as if someone else is controlling it. It could well be a bug, but it’s better to disconnect the device from your network and run a virus scan.
What businesses are at risk of a cyber attack?
Large companies make the news, but small and medium-sized businesses are more likely to fall victim to cyber attacks and data breaches. In 2019, more than 30% of businesses in the UK identified cybersecurity breaches or attacks.
SMEs are often seen as an easy target or low hanging fruit, as they have fewer resources to fully implement security software and procedures. Also, many small businesses are extremely busy, which in turn, means security practices can often get overlooked.
Why should I choose Cyber Cover?
We are specialists in cyber and professional indemnity insurance, that’s what we do. We understand that buying insurance can be time consuming, confusing, and expensive. So we make sure getting yours is clear, simple and affordable.
If you’re after a second opinion, have a look at our customers' reviews and the great feedback that has been received.
What payment methods do you accept?
We accept major credit cards such as Visa, Mastercard, and American Express. We also support payment through PayPal.
What happens if I exceed the usage limits in my plan?
If you exceed the usage limits of your plan, we will notify you and provide options to upgrade to a higher plan or adjust your usage accordingly.
Can I upgrade or downgrade my plan later?
Yes, you can easily upgrade or downgrade your plan at any time. Just contact our support team, and they will assist you.
Can I customize my plan based on specific needs?
Our pricing plans are designed to be flexible, and we offer customization options for enterprise customers. Contact our sales team to discuss your requirements.
Are there any long-term contracts or commitments?
No, we offer flexible pricing plans without any long-term contracts. You can cancel your subscription at any time.
Do you offer discounts for non-profit organizations or educational institutions?
Yes, we offer special discounts for non-profit organizations and educational institutions. Contact our sales team to inquire about eligibility and pricing.
Do you offer a free trial of your software?
Yes, we provide a free trial period for you to test our software and evaluate its features. No credit card is required for the trial.
What happens if I decide to cancel my subscription?
If you decide to cancel your subscription, you will have access to your account until the end of the current billing cycle. After that, your account will be deactivated.
